Friday, 11 March 2016


Be inspired and get yourself to the top.

Name: Tony Elumelu
Age: 52
Net Worth: $700 million
Source of Wealth: Investments

In his early career, Elumelu acquired and turned Standard Trust Bank into a top-five player in Nigeria. In 2005, his corporate reputation as an
African business leader was sealed when he led the largest merger in the banking sector in Sub-Saharan Africa to acquire United Bank for
Africa (UBA). In five years, he transformed it from a single-country bank to a pan-African institution with over seven million customers in
nineteen African countries.

Following his retirement from UBA in 2010, Elumelu founded Heirs Holdings, which invests in the financial services, energy, real estate and hospitality, agribusiness, and healthcare sectors. In the same year, he established the Tony Elumelu Foundation, an Africa-based and
African-funded philanthropic organization dedicated to the promotion of excellence in
business leadership and entrepreneurship and to enhancing the competitiveness of the private
sector across Africa.

In 2011, Heirs Holdings acquired a controlling interest in the Transnational Corporation of
Nigeria Plc (Transcorp), a publicly quoted conglomerate that has business interests in the
agribusiness, energy, and hospitality sectors. Elumelu was subsequently appointed the chairman of the corporation.

37 Profitable Self-Employed Business Ideas You Can Start With Less Than $100 In Nigeria. 

Ready to live the dream and work for
yourself? Here are 37 self -employed business ideas you can start with or less than $100!

Starting your own business is the dream for many . The ability to set your own hours , to determine the type of work you do and earn your income as you wish is a freedom many consider worth pursuing .
You still have much time to create your own business.  Becoming self - employed is goal for those that
want -to - be an entrepreneurs , but knowing exactly what business to start and being able to afford the startup costs can be a barrier . Luckily, there are plenty of
opportunities for those willing to learn and put a little elbow grease into their career path.

 If you’ re looking for a little motivation or inspiration to get you started , below you’ ll find 37 self - employed business ideas you can start with or less than $100. Note, you cant do all the business, just pick one then start it small and grow it big. Below are the list of small business ideas to look into:

1. Cleaning Service.
This business will continue to grow as far as people continue to exist. With the surplus of cleaning services
available , one way to differentiate yourself and stay up with current demands is to offer a good cleaning service . One benefit of this business opportunity is that with a little research you can come up with cost - effective cleaning solutions that you can create yourself . If your customers like your cleaning services,  it will attract in more customers for you. Another good thing about this business is that,  you can start it any where even from your kitchen or backyard with one or two buckets and good detergent.

2. Social Media Consultant.
If you have some time and a computer or smart phone, becoming a social media consultant may
be just right for you. The other
prerequisites needed include being
comfortable online and using social media platforms and a love for talking to people . To get started building your portfolio , work with a few nonprofits in you area or offer
your services at a discounted rate to local small business owners. Many small business owners need to get their business online, they need to showcase their products and services, they all need to brand themselves ranging from entertainers to the least person.

3. Grocery delivery service
While some major grocery store chains already offer online shopping and delivery , not all stores are covered with this convenience . Local and natural food stores
are ripe resources to consider creating a delivery partnership with. A simple way to get this business going is to contact local stores and work out a deal to deliver groceries to customers for a fee . Another
option is to provide your own online
purchasing options for groceries you are willing to stock. When a customer makes an order through your site, you can go purchase the items and deliver them . This
option allows for you to work out
wholesale or resell partnerships with local stores so you can make revenue not just on the delivery fees , but the products themselves .

4. Project Management Services
Often projects go off the rails due to poor management ending up costing companies extra time and revenue . However , not all companies can afford a full time project manager. They may only need one for a
specific project . This is where a project management service comes in. As a project manager, you can work with all types of businesses and industries . Your job is to help the company get their project
completed on time and on budget .

5. Mobile Repair.
This program helped me to win an award during my NYSC days and i generated cash teaching and repairing damaged phones. What’ s better than finding someone who can repair your broken items ? Someone who will come to you and do it. Mobile repair covers so many areas from cars to computers. If you have a knack for fixing things and you don’ t mind driving around
to do it , you may have your perfect
business opportunity.

6. Tutoring/Teaching
Not everyone “gets” the subject they are currently studying. In fact , people who need some extra coaching may not even be taking classes . There are many areas of
our lives where we could use a little bit of help with improving, including art , computer skills , organization , cooking , etc . If you are skilled in a specific area that other people have trouble with and love to teach, those skills tutoring or teaching may
be your calling. Start by organizing extra classes after schools like Jamb,  GCE, NECO etc or private home lessons, if you up to 5 families that you can teach their kids after school for 2hrs a day, you can make up to $100 a month.

7. Resume Writing Service
Millions of youth are out there searching and competing to gain employment and with so many people competing for desirable positions , your resume is one area you can’ t afford to mess up. If you
offer a service that can help job seekers stand out amongst other applicants and have a better chance at getting the job they desire , you could build a thriving business helping other people preparing a better C.V.

9. Freelance Writing
If you love to write , but aren ’ t quite ready to churn out a novel , you might want to consider freelance writing . With content marketing become a key aspect for
companies, there are more and more job opportunities opening up for writers . To get started , check with some local businesses in your area and see if they need help with blog posts or creating other information products such as reports or
short ebooks .

10. Freelance Design
Design is certainly a skill that lends itself to self - employment . No matter what type of design you do, there are going to be companies that need your services. The key is to work on your portfolio and get a
few referrals under your belt . If you don’t want to work with actual clients , you may want to instead consider using your design
skills to create products such as business cards, website templates and stock illustrations that you can sell.

11. Affiliate Marketing
Affiliate marketing may be one of the
easiest businesses to start . All you need is a website or blog and some partnerships with vendors in a niche you are passionate about and knowledgeable in. While easy to
start , you will need to put some real effort and time into driving targeted traffic to your website to generate sales.

12. Consultant
Do you have specialized knowledge in a specific area ? You might want to consider starting a consulting business . You’ll find consultants in just about every field . Their job is to help other people do their jobs
easier and more efficiently.

13. Event or Party Planner
If you love creativity and attending parties and are hyper organized , party planning may be just be
your dream business. To help you stand out in the crowd , you might want to consider focusing on a specific niche such as weddings, corporate events or conventions.

14. Blogging
If you love to write , but don ’ t want to freelance, you may find starting your own blog more appealing . There are many revenue opportunities from blogging
including affiliate partnerships ,
sponsorship , product sales and advertising . Not to mention, blogging in a topic you’ re
passionate about can be deeply rewarding and fulfilling.

15. Create Information Products
In a similar vein to blogging , creating information products for sale is also a lucrative low - cost startup business idea . If you have
knowledge in a certain area , you can create courses , ebooks or videos ( or all three !) that others can purchase and download. The ideas for this business model are
limitless .

16. Life Coach/Mentor Service
While we may be able to see exactly what someone else needs in a particular situation, figuring it out your own life isn’t always as easy . That’s where a life coach or mentor can be of help , especially if you
specialize in a specific area . This particular business idea is lucrative because it’s inexpensive to get started and the fields of specialty are endless . You can coach or
mentor in any area from sports to weight loss , organization to personal happiness .

17. Write Books
In the USA Amazon and Apple have made book publishing a field just about anyone can
enter, same here in Nigeria and Africa with the help of Jumia and Konga etc . If you have a wealth of knowledge in a particular subject, creating and publishing your own books might just be your ideal business. The key here is to enter this business with the goal of
creating multiple books related to your subject matter. The more books you can create the better . When you are comfortable with the process , consider helping other authors publish their works for a fee.

18. Direct Sales Consultant  ( Network Marketing)
If you have a big network of friends and acquaintances, and you don ’ t mind selling, you may want to have a go at becoming a direct sales consultant . Most of the reputable companies offer starting costs
under $100 and provide training and team support to help you succeed.
This is a great idea for someone who wants to branch out on their own , but wants a little help and support behind them .

19. Business Plan Service
Make your business helping other people start their businesses ! Business plans are needed to help secure loans, investments and to make sure you keep your business
running on target . If you have a keen knack for creating business plans, considering helping out one of the fastest growing employment areas – the self - employed !

20. Restored / repairing of used Furniture Business.
Are you handy when it comes to repairing furniture? Taking old things and refurbishing them , or even upcycling the various parts into something completely different, is a great way to earn a bit of extra cash. With this business all social media platforms are your best friend . Fix
up a few pieces at a time and offer a “sale day” where people can come and see everything you have . Or , just sell your pieces one at a time through facebook,twitter etc

21. Logo Design Services
If you’re a graphic designer, but don’t want to be attached to huge projects , you might want to consider creating  a niche by becoming a logo designer only. The projects are typically simple and straightforward and you probably already have everything you need to do the
work. To get started building your
portfolio , contact local businesses most especially small business owners , nonprofit organizations or government agencies for work. You can also expand your services by providing logos and other branding images for use on social media
profiles as well.

22. Homemade Natural Soaps /Beauty Products.  You can also create your own natural soaps or beauty products. The trend for going natural in all areas of our lives is growing and this is an area with
some real potential . If you’re not up for actually making the products, you could refer to the previous ideas in this article and either set up a dropshipping relationship with vendors you trust or create a blog related to this topic .

23. Catering.
If you love cooking up a feast for special events , consider starting a catering business. You'll need to check with local laws and regulations before starting .
However , many in this field find it an
extremely rewarding experience. They key to success with this business idea is to find a speciality that is unique in your area . You can focus on a certain cuisine ,
dietary needs, or type of event.

24. Errand Service.
Companies like DHL, FEDEX etc are already employing this idea , but they’ re only available in most big cities . Offering similar services in your local area could be quite
lucrative if you’re willing to do the tasks at hand . This can be especially fruitful if you are offering your services to the senior market. This demographic isn’t as able to
get around and would benefit greatly from having someone they trust run some local errands for them on a fee.

25. Virtual Assistant
The best part about being a virtual
assistant is that you can do it from home. Most of the tasks for a virtual assistant are computer related , so as long as you have a computer , internet access and a phone you are set. With this business you’ ll want to make sure you have a few
clients at a time to ensure you can work the hours needed . Since the benefit of a virtual assistant is that a person can hire them for as much or as little as needed , you’ll need to account for peaks and lows in weekly hours .

26. Pet Groomer
It ’ s probably no surprise that pet grooming is a growing business. In 2012 , 62 % of households had pets. That’ s a lot of animal baths ! As a groomer , you can not only handle pet bathing , but also other basic grooming needs . If you have the
resources, you can expand your business by offering a mobile service as well. Places to set up these business is in big cities, like Lekki, Aja, Ikeja etc  Abuja and all the big men private estates.

27. Translator
More and more companies are venturing into other countries and want to reach more demographics . This means the need for translation services are growing . Website translation is an especially growing area since their is a global reach.
If you know a few languages, you might consider offering your services as a new business opportunity and you can do it on part time or full time.

28. App Developer
The phrase “there's an app for that” has never been more true than it is today , but there's always room for a new idea or a better implementation of something that's already out there. From developing an app
for a company to creating something for yourself. All you need is a great idea and the technical know - how to actually build it.

29. Selling Used and New Products Online. Selling your stuff on OLX ,Facebook and Twitter can seem like a great way to earn a few bucks on the side, all you need is take pictures, put together a good post and keep track of payments , shipping, etc . The idea of selling
something online is appealing. For this business idea , you would
just need to reach out to friends and
family and see if they have anything they' d like to sell . You can do all the setting up of the shop and products, and you can split
the profits. I have sold a number of item on

If you have a love for taking pictures consider making it your new business venture . This is an area where having a speciality will help you stand out . You can focus on typical portraits or consider other
areas of photography such as travel ,
nature, food , corporate portraits or
corporate photography. This business will continue to be lucrative as far as owemba can not stop.

31. Personal Trainer
Health is a high priority for many , and losing weight and getting fit are top concerns in this area . If you have a track record for helping people with their fitness in a specific area , you could have a very
profitable business. Like many of these suggestions focusing on niche or target area can help you stand out as an expert in a growing industry.

32. Computer Repair
For many people , a computer problem that could be a simple fix winds up being a drawn out warranty nightmare . While we may know how to breeze our way through apps, many of us are not as comfortable
with the hardware that powers our
machines . Computer repair is a great low cost business startup, especially if you offer mobile computer repair. Getting started is as simple as building up a
reputation for being the “go to ” computer handyman . Get the word out to your friends and family about what you’ re doing and you’ ll be off to a great start .

33. Computer Skills Tutor
In today ’ s connected world, people can often feel out of the loop when it comes to new technologies, and the constant stream of new products means it ’ s only going to get worse . If you have the patience and
the teaching ability , it could be a great idea to start a business getting the “technologically inept” up to par with the current software. Go to secondary schools and offer your services at a fee, you can charge from N3000 per student and teach them for two or three weeks.

34. Picture Framing
If you’ re willing to do some research and learn how to frame and cut glass , picture framing may be a great business opportunity for you. Once you have the skills , the benefits to this business are pretty obvious . You can work from home
and determine your own hours and clients . There are huge markups in the framing business, which means you can earn more while working less – every business owner’ s dream.

35.  Crafts Seller
Do you love making things ? Use your talents to generate a profit with an online craft business ,shoes, bags and beeds etc. With sites like olx, facebook etc , selling your homemade goods has never been any easier . It ’ s especially helpful if you focus on a specific trend or niche that fits into a specific category . This will help you get
found easier and will help people share your products on sites like Pinterest easier as well.

36. Internet Security Consultant
With privacy and security concerns at an all time high, now is the perfect time to consider a business as a internet security consultant. You can help educate people on setting up their home networks and securing their personal information. You
can also work with companies by helping them secure their websites and their business/customer data.

37. Local Tour Consultant
If you have a love for local history and lore, becoming a local tour consultant might be your perfect business idea . You can start off by simply offering walking tours of your city or specific history regions within your city. You ’ ll need to contact your local city offices to make sure
there are no laws or regulations that would interfere. However , if you’ re good to go, the only thing you need to get started is a website with your tour information and some local word of mouth to start your first tours . You may want to consider
partnering with your local visitor ’ s bureau to help attract tourists to your business.

These small businesses can be set up with less than $100 but above all, you need to be focused, have a clear vision and be determined to succeed. Read and expand your horizons,  study the business very well and map out a positive plan to help you achieve your goals.

If you need more coaching and consultancy on any of the business, fee free to contact us through our email or call and we shall respond to you. Help someone else fulfill their dreams of self -employment !
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